Direct Bill Automation

Getting to zero

has never been easier.

Ascend reads carrier statements in every format — so reconciliation runs on its own, and your books never fall behind.
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Trusted by the industry's

leading insurance and accounting teams

Why Direct Bill Automation

Purpose-built to eliminate manual commission reconciliation, resolve exceptions collaboratively, and give your team a faster month-end close.
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Close on time, every time

Auto-matching algorithm that learns. Your team resolves exceptions collaboratively. Month-end close happens on schedule — not two weeks late.

Handle 50 carriers as easily as five

Automatically fetch and process any carrier format — CSV, PDF, or scanned documents. As your carrier mix grows, reconciliation time stays flat.

Audit-ready from day one

Every match logged with a complete audit trail — so teams can QA internal or external workflows for 100% accuracy and visibility.

Know where every dollar sits

Link carrier statements to bank deposits automatically when combined with Cash Application. Unlock a more complete view into actual, not approximate, revenue.

Direct Bill Automation by the Numbers

Processing
0
in annual premium across agencies, wholesalers, and MGAs
Efficiency at scale
0
reduction in time spent on reconciliation
Proven Solution
0
of top 10 brokers choose Ascend
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What Direct BillAutomation does for you

No more logging into carrier portals every month. Statements fetched directly from carriers, or forwarded via email. Every format parsed into structured data, ready to match.

Five operational improvements that compound into faster closes, accurate books, and scalable reconciliation.

PLATFORM FOUNDATION

Built to handle

enterprise complexity

Trusted by over half of the 50 largest brokers, the platform capabilities that make Direct Bill Automation reliable, secure, and scalable across teams and workflows.
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AI-Powered Data Extraction
AI reads every carrier format — CSVs, PDFs, scanned documents — and learns with every statement processed. No mapping tables, no manual prep. As your carrier mix grows, the work doesn't.
Deployment & implementation
Ascend's onboarding team guides you through setup, walks every workflow with your team, and stays hands-on until you're confident running it solo.
Native collaboration
Categorize, prioritize, assign, and review exceptions — all without leaving Ascend. Every decision is visibly logged for all teams involved.

We’ve cut our monthly balance of unapplied cash by more than half, and the time it takes to reconcile cash down from 8 days to 3 — processing over 2,400 statements a month.

Ed Sheppard
Continuous Improvement
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The Baldwin Group’s seamless two-month transition for direct bill processing
Agency
How Symphony Risk Solutions unified direct bill processing across AMS360 and BenefitPoint
Agency
Henderson Brothers is modernizing direct bill reconciliation
Agency
Frequently asked questions

What accounting leaders

ask about Direct Bill

01

Typically 2-4 weeks from kickoff to processing your first statements. We handle AMS integration, carrier credential setup, and historical data migration. Your dedicated implementation lead ensures smooth onboarding with minimal disruption. Most customers are live and reconciling current-month statements within 30 days.

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Explore all theAscend product suite

Billing & Invoicing
Graphic showing an unpaid invoice with a button for the user to make a payment along with a dashboard summarizing all paid and unpaid accounts receivable.
Automate invoice creation, delivery, and collections to get paid faster.
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Carrier Payables
A graphic showing two tables, payables and commissions owed to carriers and retained by agencies respectively.
Reconcile and disburse carrier payables without manual tracking or spreadsheet workarounds.
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Cash Application
Graphic showing a perfectly reconciled dashboard for incoming cash which has zero unapplied cash remaining.
Turn bank deposits into clean, matched accounting entries inside your ledger.
Explore Cash Application
Premium Financing & Payments
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Finance and collect premiums in a single, seamless workflow.
Explore Premium Financing & Payments
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See what Ascend

can do for you

Book a tailored demo using your actual AMS, carrier mix, and sample statements. We'll show you how Direct Bill Automation handles your workflows — and how it connects to the rest of your financial operations.
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Explore customer stories