Premium Financing & Payments

Financing your insureds

has never been easier.

Ascend handles the full financing lifecycle — so your team serves every financed premium without a separate process.
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Trusted by the industry's

leading insurance and accounting teams

Why Premium Financing & Payments

The only platform where premium financing is native — not bolted on. Built into the same checkout where insureds pay and sign.
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Grow revenue without growing work

When financing is built into checkout, it becomes the default. With competitive rates and zero friction, agencies see adoption go up without adding work.

Your team manages one workflow

Every payment method and financing agreement available in a single flow. Insureds choose to pay in full or finance at the point of offer, and your team doesn't manage a separate process for each.

Close the loop with your books

Every cleared payment and originated loan are matched to an invoice and posted back to supported AMS platforms. Accounting begins where collection ends with no manual handoff.

Fewer outstanding balances

Autopay enrollment at checkout means fewer missed payments and less manual follow-up. When 90% of insureds enroll, collections stop being a chore.

Premium Financing & Payments by the Numbers

Years of premium finance experience
0
in every state, for every policy type
Largest premium finance company in the US
0
Licensed in all 50 states, every policy type
Insureds enroll in autopay
0
when auto-toggled at checkout
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What Premium Financing & Paymentsdoes for you

Card, ACH, wire, or check — all available within the same branded checkout. Insureds choose their method at time of payment.

Six capabilities that compound into faster collections, fewer cancellations, and a checkout experience that works for every insured.

PLATFORM FOUNDATION

Built to handle

payments at scale

The platform capabilities that make Premium Financing & Payments reliable, secure, and connected — across every payment method and every financing arrangement.
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Compliance & Security
SOC 2 Type II certified. PCI-compliant payment processing. AES-256 encryption at rest, TLS 1.3 in transit. Complete audit trail on every payment event and financing agreement.
AMS & Ledger Integrations
Cleared payments and funded loans post back to supported AMS platforms. Every transaction logged with timestamp, method, and amount. Commissions and payables stay current without manual entry.
Native Collaboration
Outstanding balances are flagged and payment exceptions are escalated without leaving Ascend. Every action is logged with full context, so nothing falls through the cracks.
Open API Architecture
Ascend's checkout can be embedded directly into your agency's quoting experience — so insureds never leave your environment, and you control how the experience looks.

We not only saw a significant amount of time saved for our team but also saw an increase in financing adoption from our clients, a win-win for us.

Michael Crist
Partner
01
/
02
CF&P Insurance Brokers increased financing adoption by 12%
Agency
Marquee Insurance Group (MIG) boosted team efficiency, decreasing NOCs by 80%
Agency
Frequently asked questions

What accounting leaders

ask about Premium Financing & Payments

01

Yes, Ascend's financing infrastructure is licensed in all 50 states. Every loan originated through Ascend is funded and serviced by Honor Capital — running premium finance operations since 1946, and now an Ascend company. Your agency doesn't manage a separate lender relationship.

02
03

Explore theAscend product suite

Billing & Invoicing
Graphic showing an unpaid invoice with a button for the user to make a payment along with a dashboard summarizing all paid and unpaid accounts receivable.
Automate invoice creation, delivery, and collections to get paid faster.
Explore Billing & Invoicing
Cash Application
Graphic showing a perfectly reconciled dashboard for incoming cash which has zero unapplied cash remaining.
Turn bank deposits into clean, matched accounting entries inside your ledger.
Explore Cash Application
Carrier Payables
A graphic showing two tables, payables and commissions owed to carriers and retained by agencies respectively.
Reconcile and disburse carrier payables without manual tracking or spreadsheet workarounds.
Explore Carrier Payables
Direct Bill Automation
Graphic of an invoice being scanned from right to left taking it from raw unprocessed data to reconciled commissions.
Close books faster with end-to-end automation to fetch, reconcile, and post commission statements.
Explore Direct Bill Automation
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See what Ascend

can do for you

Book a tailored demo using your actual book and carrier mix. We'll show you what Premium Financing & Payments look like when both are built into the same workflow — and how it connects to the rest of your financial operations.
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